Specially designed for Small Business and Private Individuals

We cover entire range of banking services for SMEs and Corporate clients

• Current accounts in Rubles, hard currencies
• Transfers / Currency exchanges
• Internet Banking/ Client Bank On-line Account management system
• Currency control/Foreign trade (import/export) transactions
• Cash collection services (Inkassatsye)
• Savings instruments in Rubles and hard currencies

We have 3 groups of loan products:

Personal Loans (retail consumer credits) for upto USD 25'000.- (eqv. in rubles)

MicroCredit Loans for upto USD 35'000.- (eqv. in rubles)

SME/Business Loans for upto USD 500'000.- (eqv. in rubles)

SME/Business Loans are further divided into below 4 groups depending on exact needs of the client;

• Overdraft loans (upto 30 days)
• Working Capital loan facilities (from 1 upto 6 months)
• Business Development loans (upto 3 years)
• Fixed Asset loans (upto 3 years) for equipment, transport vehicles, furniture, computer systems, etc.

Other services

• Micro credits
• Credits for individuals
• Savings and other services
• Money transfers