As of the end of 1st Quarter, 2013 total bank’s asset exceeded 902.3 million rubles and shareholder’s equity reached 304.3 million rubles, customer funds entrusted with the bank exceeded 547.9 million rubles.

Loan portfolio of the bank by April 1st, 2013 increased to 491.8 million rubles, consisting of:

• 71% - Small and Medium business loans (SME)
• 29% - Micro credits and consumer loans to indi viduals

By April 1st, 2013 the ratio of non-performing loans to overall loan portfolio reached 1.80%. Bank set aside 100% reserves for all non-performing loans, and overall coverage of reserves was 4.13% of all loans.

During the 1st quarter of 2013 the bank kept under intensified control the sufficient supply of liquid resources and formation of reserves for possible loan losses.